*{
    padding: 0;
    margin: 0;
    box-sizing: border-box;
    list-style: none;
    font-family: "Poppins", sans-serif;
}

:root {
  --primary-header-bg: #A0615F;
  --btn-bg: #e53b24;
  --btn-hover-bg: ;
  --text-color: #FFFFFF;
  --secondary-bg: #F3E5AB;
  --link-color: #D45D4C;
  --footer-color: #252525;
  --text-color: #040404;
}


a {
    text-decoration: none;
    list-style: none;
    transition: all .5s ease;
}

a:active {
  font-weight: 600;
}

p {
    font-family: "Open Sans", sans-serif;
    font-size: 16px;
    font-weight: 400;
    line-height: 1.6;
  }
  
  h1 {
    font-family: "Montserrat", sans-serif;
    font-size: 36px;
    font-weight: 700;
    line-height: 1.2;
  }
  
  h2 {
    font-family: "Montserrat", sans-serif;
    font-size: 30px;
    font-weight: 700;
    line-height: 1.3;
  }
  
  h3 {
    font-family: "Montserrat", sans-serif;
    font-size: 24px;
    font-weight: 600;
    line-height: 1.4;
  }
  
  h4 {
    font-family: "Montserrat", sans-serif;
    font-size: 20px;
    font-weight: 600;
    line-height: 1.4;
  }
  
  h5 {
    font-family: "Montserrat", sans-serif;
    font-size: 18px;
    font-weight: 500;
    line-height: 1.4;
  }
  
  h6 {
    font-family: "Montserrat", sans-serif;
    font-size: 16px;
    font-weight: 500;
    line-height: 1.4;
  }
  
  button {
    font-family: "Poppins", sans-serif;
    font-size: 16px;
    font-weight: 600;
    line-height: 1.5;
  }
  
  .subheading {
    font-family: "Lora", serif;
    font-size: 18px;
    font-weight: 600;
    line-height: 1.5;
  }
  
  .section {
    padding: 3rem 9% 2rem;
  }

  .sticky {
    position: fixed;
    top: 0;
    width: 100%;
    z-index: 1000;
}
.sticky + nav {
    top: 50px; 
}
  
  body {
    background: #F4F4F4;
  }
  
  img {
    width: 100%;
  }

  #google_translate_element {
    border-radius: 10px;
    overflow: hidden;
}
.goog-te-banner-frame.skiptranslate,
.goog-te-gadget-icon {
    display: none !important;
}
.goog-te-gadget-simple {
    border-radius: 10px !important;
    font-size: 12px !important;
    border: 1px solid #ccc;
    padding: 5px;
    background-color: #f8f8f8;
}
.goog-te-menu-value span {
    font-size: 12px !important;
}
.goog-te-combo {
    color: black !important;
    text-decoration: none !important;
    list-style: none !important;
    border: none !important;
    background-color: transparent !important;
}
.goog-te-menu-frame {
    border: none !important;
}

.section {
  padding: 50px 10% 30px;
}

  .top-bar {
    display: flex;
    align-items: center;
    justify-content: space-between;
    padding: 16px 80px;
    background: #A0615F;
  }

  .top-bar ul {
    display: flex;
    list-style: none;
  }

  .top-bar li {
    margin: 0 5px;
    color: #fff;
    cursor: pointer;
  }

  .top-bar li a {
    color: #fff;
    cursor: pointer;
    transition: all .5s ease;
  }

  .top-bar li a:hover {
    color: #2899e0;
  }

  .logo img {
    width: 200px;
  }

nav {
    display: flex;
    align-items: center;
    padding: 5px 50px;
    background: #ffffff;
    box-shadow: 0px 4px 8px rgba(0, 0, 0, 0.15);
}

.logo {
    flex: 1;
}

.menu {
    display: flex;
    align-items: center;
}

.menu li {
    padding: 12px 10px;
}

.menu li a {
    font-size: 18px;
    color: #333;
}

.menu li a:hover {
    color: #2899e0;
}

.toggle {
    font-size: 30px;
    display: none;
}

.toggle a {
  color: #333;
}

.business {
  width: 100%;
    height: 550px;
    background: linear-gradient(to right, rgba(65, 64, 64, 0.44), rgba(0, 0, 0, 0.44)), url('../../assset/image/sb-owner-monthly-finances.jpg');
    background-size: cover;
    background-position: center;
    background-repeat: no-repeat;
    background-size: cover;
}

.loan {
  width: 100%;
    height: 550px;
    background: linear-gradient(to right, rgba(65, 64, 64, 0.44), rgba(0, 0, 0, 0.44)), url('../../assset/image/loan.jpg');
    background-size: cover;
    background-position: center;
    background-repeat: no-repeat;
    background-size: cover;
}


.hero {
    width: 100%;
    height: 550px;
    background: linear-gradient(to right, rgba(65, 64, 64, 0.44), rgba(0, 0, 0, 0.44)), url('../../assset/image/redeem_b.jpeg');
    background-size: cover;
    background-position: center;
    background-repeat: no-repeat;
    background-size: cover;
  }

  .hero-content {
    /* padding: 10rem 9%; */
    padding-top: 150px;
    width: 70%;
    transition: all 0.5s ease;
  }
  
  
  .hero-content h4 {
    font-size: 32px;
    font-weight: 500;
    margin-bottom: 2rem;
    color: #fff;
  }
  
  

  .hero-content p {
    font-size: 1rem;
    width: 70%;
    font-weight: 600;
    margin-top: 1rem;
    margin-bottom: 2rem;
  }


  
  
 
  .business-content {
    /* padding: 10rem 9%; */
    padding-top: 150px;
    width: 70%;
    transition: all 0.5s ease;
  }
  
  
  .business-content h4 {
    font-size: 32px;
    font-weight: 500;
    margin-bottom: 2rem;
    color: #fff;
  }
  
  

  .business-content p {
    font-size: 1rem;
    width: 70%;
    font-weight: 600;
    margin-top: 1rem;
    margin-bottom: 2rem;
  }

  .cta-btn {
    display: inline-block;
    padding: 11px 30px;
    border-radius: 50px;
    color: #fff;
    background-color: #951B01;
    transition: all 0.2s ease;
    font-size: 16px;
  }

  .feature {
    width: 100%;
  }

  .feature-container {
    display: flex;
    align-items: center;
    justify-content: space-between;
    background: #fff;
    box-shadow: 0 4px 8px rgba(0, 0, 0, 0.1);
    height: 450px;
    padding: 20px 80px;
    margin-top: -160px;
    border-top: 4px solid #FFB300;
  }

  .feature-text {
    margin-bottom: 10px;
  }

  .feature-content {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 20px;
  }
  
  .feature-box {
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 10px;
    padding: 10px 8px;
  }

  .feature-box span i {
    font-size: 32px;
    color: var(--btn-bg);
  }

  .feature-box p {
    font-size: 12px;
    text-align: center;
    color: #040404;
  }


  .feature-box:hover {
    background-color: #0f0f0f36;
  }

  .spotlight {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 30px;
    overflow: hidden;
  }

  .spotlite {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 10px;
    margin-bottom: 30px;
    text-align: center;
  }

  .spot-content h3 {
    text-align: left;
    font-size: 12px;
  }

  .spot-content h5 {
    text-align: left;
    font-size: 20px;
    color: #A0615F;
    letter-spacing: 0.5px;

  }

  .spotlite-box p {
    font-size: 14px;
  }

  .spotlite-box img{
    width: 140px;
    height: auto;
    filter: sepia(100);
  }

  .biz img{
    margin-top: 40px;
    width: 50px;
    height: auto;
    filter: sepia(100);
  }

  .biz h6 {
    margin-bottom: 10px;
  }

  .biz p {
    margin-bottom: 10px;
  }


  .spot-content {
    align-items: center;
    justify-content: center;
    text-align: left;
  }

  .lite-btn {
    display: inline-block;
    padding: 11px 30px;
    border-radius: 5px;
    color: #fff;
    background-color: #951B01;
    transition: all 0.2s ease;
    font-size: 16px;
  }

  .overview {
    display: flex;
    align-items: center;
    justify-content: space-around;
    gap: 20px;
    margin-top: 60px;
    background-color: #fff;
    transition: all 0.5s ease-in-out;
  }
  
  .overview-content {
    text-align: left;
  }
  
  .overview-content h1 {
    margin-bottom: 30px;
  }
  
  .overview-content p {
    margin-bottom: 20px;
  }
  
  
  
  .overview-btn button{
      display: inline-block;
      padding: 11px 30px;
      border: none;
      color: #fff;
      font-weight: 500;
      background-color: #951B01;
      transition: all 0.2s ease;
  }
  
  .overview-btn button:hover {
      border: 2px solid #fff;
      background-color: #797979;
      color: #951B01;
      transform: scale(1.1);
      transition: all 0.2s ease-in-out;
  }

  .mortage {
    width: 100%;
  }

  .mortage-container {
    background: #fff;
    box-shadow: 0 4px 8px rgba(0, 0, 0, 0.1);
    padding: 20px 80px;
  }

  .mortage-content {
    display: flex;
    align-items: center;
    gap: 20px;
    justify-content: center;
  }

  .mortage-content img {
    width: 140px;
  }

  .mortage-text h3{
    font-size: 16px;
  }

  .mortage-text p a {
    color: #951B01;
  }

  .footer {
    padding: 5rem 9% 2rem;
    display: flex;
    background: #d2d2d2;
  }
  
  .footer-container {
    display: flex;
    align-items: center;
    flex-direction: column;
    justify-content: center;
    width: 100%;
  }
  
  .footer-top {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 2rem;
    width: 100%;
    max-width: 1440px;
    margin: 0 auto;
    margin-bottom: 2rem;
  }
  
  .footer-top ul {
    list-style: none;
    padding: 0;
  }
  
  .footer-top h3 {
    font-size: 15px;
    margin-bottom: 1rem;
    text-transform: uppercase;
    color: #161616;
  }
  
  .footer-top p {
    color: #D45D4C;
  }
  
  .footer-top p span{
    color: #D45D4C;
  }
  
  .footer-risk p span{
    color: #D45D4C;
    font-weight: 600;
  }
  
  .footer-risk p{
    color: #010101;
    font-weight: 300;
  }
  
  .footer-top ul li a {
    color: #D45D4C;
    text-decoration: none;
    margin-bottom: 0.5rem;
    display: block;
    font-weight: 400;
    transition: color 0.3s;
  }
  
  .footer-top ul li a:hover {
    color: #32bbed;
    font-weight: 600;
  }

  .why h3{
    color: #951B01;
    font-size: 25px;
    text-transform: capitalize;
    font-weight: 400;
  }

  .why p {
    color: #333;
  }
  
  .footer-social {
    list-style: none;
    padding: 0;
    display: flex;
    gap: 10px;
  }
  
  

.footer__social-link {
  display: inline-block;
  height: 44px;
  width: 44px;
  background-color: #A0615F;
  text-align: center;
  margin: 0 8px 8px 0;
  line-height: 44px;
  border-radius: 50%;
  transition: background-color 0.3s ease; 
}

.footer__social-link i {
  font-size: 24px;
  color: #fff;
}

.footer__social-link:hover {
  background-color: #2899e0; 
}
  
  
  .footer-bottom {
    display: flex;
    justify-content: space-between;
    align-items: center;
    width: 100%;
    max-width: 1200px;
    padding: 1rem 0;
    border-top: 1px solid #444;
    border-bottom: 1px solid #444;
    margin-top: 2rem;
  }
  
  .footer-logo {
    height: 40px;
    filter: grayscale(100%);
  }
  
  .footer-logo:hover {
    filter: grayscale(0);
  }
  
  .footer-bottom-links {
    display: flex;
    gap: 1rem;
  }
  
  .footer-bottom-links a {
    text-decoration: none;
    color: #D45D4C;
  }
  
  .footer-bottom p {
    color: #000;
    cursor: pointer;
  }
  
  .footer-bottom-links .footer__link {
    margin-bottom: 0;
  }


  .count {
    display: flex;
    flex-direction: column;
    align-items: center;
    width: 100%;
    background: #fcfcff;
  }
  
  .count h3 span {
    text-align: center;
    padding-top: 5%;
    color: #7a0c0c;
    font-size: 40px;
    font-weight: 600;
    letter-spacing: -0.2rem;
    margin-bottom: 20px;
  }
  
  .count h3 {
    text-align: center;
    font-size: 20px;
    font-weight: 400;
    margin-bottom: 20px;
  }
  
  .count-content {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 2rem;
    width: 100%;
    max-width: 1200px;
    margin: 0 auto;
    margin-bottom: 2rem;
  }
  
  

  .count-content p {
    text-align: center;
    margin-bottom: 0.5rem;
    font-weight: 500;
    text-transform: capitalize;
  }
  
  .count-content span {
    text-transform: lowercase;
  }
  
  
  .count-title {
    font-size: 22px;
    text-transform: capitalize;
    color: #000000;
    text-align: center;
    font-weight: 600;
  }
  
  .count-content p span {
    text-transform: capitalize;
    color: #7a0c0c;
  }

 
  
  .count-img img {
    width: 50vw;
  }


  .about {
    background-size: cover;
    background-position: center;
    color: #fff;
    padding-top: -30px;
    background-repeat: no-repeat;
    text-align: center;
    overflow-x: hidden;
  }
  
  .about-container {
    text-align: center;
    margin-top: 2rem;
    align-items: center;
  }

  .about-container p {
    font-size: 14px;
    text-align: center;
  }
  
  .about h1 {
    font-size: 20px;
    margin-bottom: 20px;
  }
  
  .about p {
    font-size: 1.2em;
    margin-bottom: 30px;
  }
  
  .mission {
    top: 1rem;
  }
  
  .mission-container {
    display: flex;
    flex-wrap: wrap;
    align-items: center;
    justify-content: center;
    padding: 0 20px;
    background-color: #ffffff;
    margin: 20px;
  }
  

  .mission-content {
    flex: 1;
    padding: 20px;
  }
  
  .mission-content h1 {
    font-size: 2em;
    color: #D45D4C;
    margin-bottom: 10px;
  }
  .mission-content h4 {
    font-size: 1rem;
    color: #000;
    margin-bottom: 10px;
  }

  .mission-content p {
    font-size: 1em;
    line-height: 1.6;
  }
  

  
  .mission-img {
    flex: 1;
    padding: 20px;
    text-align: center;
  }
  
  .mission-img img {
    width: 100%;
    height: auto;
    box-shadow: 0 4px 8px rgba(0, 0, 0, 0.1);
  }

  .book {
    display: flex;
    align-items: center;
    justify-content: space-between;
    background: #fff;
  }
  
  
  
  .book-btn {
    display: inline-block;
    padding: 1rem 3rem;
    background: #951B01;
    color: #fff;
    font-size: 16px;
    border-radius: 4rem;
    margin-top: 1rem;
    font-weight: 500;
    letter-spacing: 0.1rem;
    transition: all 0.5s ease;
    text-decoration: none;
  }
  
  .book-content h3 {
    font-size: 1.5rem;
    font-weight: 700;
    margin-bottom: 1rem;
    color: #2e2e2e;
    line-height: 1.2;
  }
  

  .who-we {
    padding-bottom: 100px;
    
  }
  
  .who-we h3 {
    text-align: center;
    padding-bottom: 10px;
    color: #000;
    font-size: 24px;
  }
  
  
  
  .why-container {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 15px;
    overflow: hidden;
  }
  
  .why-box {
    padding: 30px 20px;
    text-align: center;
    background: #fff;
  }
  
 
  
  .why-box h2 {
    padding-top: 20px;
    font-size: 20px;
    margin-bottom: 20px;
    text-align: left;
  }

  .why-box p {
    text-align: justify;
  }

 

.contactUs {
  position: relative;
  width: 100%;
}

.contactUs .contact-title{
  display: flex;
  justify-content: center;
  align-items: center;
  font-size: 2rem;
}

.contact-box{
  position: relative;
  display: grid;
  grid-template-columns: 2fr 1fr;
  grid-template-rows: 5fr 4fr;
  grid-template-areas: 
  "c-form c-info"
  "c-form c-map";
  grid-gap: 20px;
  margin-top: 20px;
  max-width: 100%;
  width: 100%;
}


.contact-box i {
  text-align: left;
}

.c-form {
  grid-area: c-form;
}

.c-info {
  grid-area: c-info;
}

.c-map {
  grid-area: c-map;
}

.contact-hub {
  padding: 20px;
  background: #f4f6f9;
  box-shadow: 0 5px 10px rgba(0, 0, 0, 0.2);
  /* width: 720px; */
}

.contact-hub h2 {
  margin-bottom: 10px;
  font-size: 1rem;
  color: #333;
}

.contact-hub form {
  margin: 35px 35px;
}

form .dbl-field {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-bottom: 25px;
}

.dbl-field .field {
  height: 50px;
  position: relative;
  width: calc(100% / 2 - 13px);
}

form .field select,
form .message textarea,
form .field input {
  height: 100%;
  width: 100%;
  outline: none;
  padding: 0 18px 0 48px;
  border-radius: 5px;
  border: 1px solid #001f3f;
}

.field input::placeholder,
.message textarea::placeholder{
  color: #bfbfbf;
}

.contact-hub form i {
  position: absolute;
  left: 18px;
  top: 50%;
  font-size: 16px;
  pointer-events: none;
  transform: translateY(-50%);
  color: #bfbfbf;
}

.message textarea {
  min-height:  120px;
  min-width: 100%;
  max-width: 100%;
  max-height: 300px;
  padding: 15px 18px 0 48px;
}

form .field select:focus,
form .message textarea:focus,
form .field input:focus{
  border: 2px solid #003366;
}

form .field input:focus ~ i {
  color: #003366;
}

.button-area {
  margin: 25px 0;
  display: flex;
  align-items: center;
}

.button-area button {
  border: none;
  cursor: pointer;
  padding: 13px 25px;
  background: #003366;
  color: #fff;
  font-size: 14px;
  border-radius: 5px;
}

.button-area span {
  color: #003366;
  margin-left: 30px;
  display: none;
}



.c-info {
  background-color: #999;
  border-radius: 10px;
  padding: 20px 15px;
}

.c-info h3 {
  color: #fff;
  font-size: 1.5rem;
  font-weight: 500;
  margin-bottom: 10px;
}

.infoBox div {
  display: flex;
  align-items: center;
  margin-bottom: 10px;
  gap: 20px;
}

.infoBox div span {
  min-width: 40px;
  height: 40px;
}

.infoBox div span img {
  width: 35px;
}

.infoBox div p {
  color: #333;
  font-size: 18px;
}

.infoBox div p a{
  color: #ffffff;
  font-size: 18px;
}

.c-map {
  padding: 0;
}

.c-map iframe {
  width: 100%;
  height: 100%;
}


.protect h2{
  position: relative;
  font-size: 32px;
  color: #333;
  margin-bottom: 10px;
  display: inline-block;
  text-transform: capitalize;
}

.protect p {
  margin-bottom: 20px;
}

.protect-container {
  display: grid;
  column-gap: 1rem;
  grid-template-columns: repeat(2, 1fr);
  justify-content: center;

}

.protect-box {
  display: grid;
  justify-content: start;
  padding: 32px;
  grid-gap: 8px;
  background-color: #fff;
  box-shadow: 0 4px 8px rgba(0, 0, 0, 0.1);
  transition: box-shadow 0.3s ease;
  margin-bottom: 2rem;
}

.protect-box h3 {
  color: #A0615F;
}

.protect-box ul {
  list-style-type: disc;
  padding-left: 20px;
}

.protect-box ul li {
  margin-bottom: 10px;
  font-size: 1rem;
}

.protect-box ul li strong {
  color: #003366;
}

.protect-box ul li::marker {
  color: #003366;
}
  




























@media (max-width: 991px){
  .contact-box{
      grid-template-columns: 1fr;
      grid-template-rows: auto;
      grid-template-areas: 
      "c-form"
      "c-info"
      "c-map";
  }

 
  .row50{
      flex-direction: column;
      gap: 0;
  }
  .inputBox {
      width: 80%;
  }

  .row100 .inputBox {
    width: 80%;
}

.infoBox {
  text-align: left;
}

  .infoBox div p{
      font-size: 12px;
  }

  .contact {
      padding: 5px;
  }
  .c-map {
      padding: 0;
      min-height: 300px;
  }
}



@media screen and (max-width: 768px) {
  .sticky + nav {
    top: 40px; 
}

  .section {
    padding: 25px 5% 15px;
}

    .top-bar {
        padding: 10px 20px;
    }

    .top-bar li a{
        font-size: 12px;
    }

    nav {
        display: block;
        position: relative;
        padding: 15px 20px;
    }

    .menu {
        margin-top: 15px;
        display: none;
    }

    .menu.active, .toggle {
        display: block;
    }

    .toggle {
        position: absolute;
        top: 20px;
        right: 20px;
    }

    .hero-content {
      padding: 15rem 15px 5% ;
      width: 100%;
    }

    .logo img {
      width: 100px;
    }

    .hero-content h4 {
      font-size: 20px;
    }
    .hero-content p {
      font-size: 16px;
    }

    .feature-container{
      flex-direction: column;
      margin-top: 0;
      padding: 20px 40px;
    }

    .spotlight {
      flex-direction: column;
    }

    .spot-content {
      order: 2;
      text-align: center;
    }

    .spotlite {
      grid-template-columns: repeat(2, 1fr);
      align-items: center; 
      justify-items: center; 
  }

  .overview {
    flex-direction: column;
}

.overview-content {
    text-align: left;
    order: 2;
}

.overview-content h1 {
    font-size: 18px;
    margin-bottom: 15px;
    text-align: left;
}

.overview-img {
  margin-top: -80px;
}



.overview-btn button:hover {
    border: none;
    background: #1a3b5d;
    color: #fff;
    transform: scale(1.1);
    transition: all 0.2s ease-in-out;
}


.overview-content  p {
    font-size: 14px;
    margin-bottom: 15px;
    text-align: justify;
}

.mortage-container {
  padding: 20px 40px;
}

.mortage-content {
  flex-direction: column;
}


.footer-top {
  grid-template-columns: 1fr;
}

.footer-bottom {
  flex-direction: column;
  margin-top: 10px;
}

.footer__link {
  margin-bottom: 0.75rem;
}

.footer-bottom {
  flex-direction: column;
  text-align: center;
  gap: 1rem;
}

.footer-bottom-links {
  flex-direction: column;
  gap: 0.5rem;
}

.footer-risk {
  text-align: justify;
}



.business-content {
  padding: 10rem 15px 5% ;
  width: 100%;
}
.business-content h4 {
  font-size: 20px;
}
.business-content p {
  font-size: 16px;
}

.book{
  flex-direction: column;
  text-align: left;
}

.book-content h3 {
  font-size: 1.7rem;
}

.book-content p {
  font-size: 0.9rem;
  text-align: left;
}

.mission-container {
  flex-direction: column;
  padding: 10px;
}

.mission-content,
.mission-img {
  padding: 10px;
}



.mission-content {
  text-align: center;
}

.mission-content h1 {
  font-size: 1.5em;
  text-align: left;
}

.mission-content h4 {
  font-size: 1rem;
  text-align: left;
  margin-bottom: 10px;
}

.mission-content p {
  font-size: 0.9em;
  text-align: justify;
}

.why-container {
  gap: 5px;
  grid-template-columns: 1fr;
 
}

.why-box {
  padding: 20px 15px;
  margin-bottom: 10px;
}

.why-box h2{
  font-size: 18px;
}

.why-box p{
  font-size: 14px;
}

.mission-content {
  order: 2;
}

.about-container p {
  font-size: 12px;
  text-align: center;
}

.protect-container {
  grid-template-columns: 1fr;
}

.protect-box h3{
  font-size: 18px;
}

.protect-box p {
  font-size: 16px;
}

.protect h2 {
  font-size: 20px;
}


form .dbl-field {
  flex-direction: column;
  margin-bottom: 0px;
}

form .dbl-field .field {
  width: 100%;
  margin-bottom: 20px;
}

.message textarea {
  resize: none;
}

.button-area {
  flex-direction: column;
}

.button-area button {
  width: 100%;
}

.button-area span {
  text-align: center;
  margin: 20px 0;
}


}